How fast can I close on a loan?

Hard money and bridge loans can close within days; DSCR and long-term loans typically take 2–3 weeks.

Closing timelines depend heavily on the type of loan and the documentation required. Hard money and bridge loans are designed for speed and can often close within 5–10 business days, especially if the appraisal and title work are ready to go. DSCR rental loans generally take 2–3 weeks, depending on appraisal turn times and underwriting conditions. Commercial and multifamily loans may take slightly longer due to more complex property evaluations, typically ranging from 3–6 weeks. Miami Financial prioritizes speed and can fast-track urgent deals when the property and borrower documentation are prepared in advance.