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Miami Financial

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Private Capital

Foreclosure Rescue

Fast Capital 

High-Limit Private Real Estate Funding
Fast Access to Capital from $2M–$50M

Private Capital
Large-Balance Loans
Foreclosure Rescue
Construction Funding

Hard Money Loans

Fast capital for purchase + rehab. Perfect for BRRRR and renovation projects.

Ground-Up Construction & Development Loans

Private capital for new builds, additions, teardown-rebuilds, and multi-phase development. Ideal for experienced builders and first-time developers. Predictable draw schedules and fast capital introductions.

Foreclosure Bailout & Rescue Financing 

Get connected with lenders specializing in urgent, time-sensitive solutions. Reinstate loans, stop foreclosure, prevent auction loss, and secure the capital needed to reposition your property without losing equity.

DIFFERENT CASE SCENARIOS AND SUCCESSFUL FUNDING

  • DSCR 30-year fixed loan

  • 80% LTV (20% down)

  • No tax returns or W-2s required

  • Closed in 14 days

DSCR Rental Loan

$2,525,000 Single-Family Rental in Fort Lauderdale

Ground-Up Construction

New 12-Unit Townhome Development 

  • Construction loan covering 85% of the total cost

  • $3.02M construction budget funded via draws

  • Interest-only during construction

  • 12-month term with extension options

Commercial Multi-Tenant Strip Plaza

$23M Neighborhood
Retail Center

  • Commercial bridge loan

  • 70% LTV 

  • Quick 2-3 week closing to beat competing offers

  • Interest-only for 24 months

  • Refinance to a long-term commercial loan planned 

Benefits

Who is it suitable for?

Whether you're flipping, renovating, or securing a time-sensitive investment opportunity, our hard money programs are built to help you close fast, leverage more, and take on deals traditional lenders won't touch.

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Real Estate Investors (Fix & Flip / BRRRR)

Need speed, leverage, and simple underwriting? Hard money loans are ideal for investors buying distressed properties, rehab projects, auction deals, and off-market flips. Close in days and start construction immediately with purchase + rehab funding.

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Business Owners & Self-Employed Borrowers

Perfect for self-employed individuals, business owners, or anyone with complex income who still needs fast capital. Hard money approvals are asset-based—no tax returns, no W-2s, no income verification. Just the deal, the equity, and the exit strategy.

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For Property Developers & Builders

Hard money loans provide immediate capital for ground-up builds, heavy renovations, additions, and value-add repositioning. Access predictable draw schedules, construction budgets, and fast closings to keep your project moving.

Plans

Built for Every Type of Investor

Whether you're acquiring rentals, flipping properties, funding renovations, or scaling a multifamily portfolio—Miami Financial gives you fast, flexible lending tools designed for real-world investing.

Quick Capital 

Hard Money Bridge Loan

Ideal for Flips, Auctions, Repairs & Time-Sensitive Deals

Fast Capital

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Same-week closings

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Renovation & value-add friendly

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No income verification needed

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Perfect for Fix & Flip, BRRRR, distressed assets

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Apply for Fast Capital

Long-Term

Investment Loans

Qualify based on the property’s income,
not your tax returns. 

DSCR

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Ideal for long-term or short-term rentals (Airbnb/STR)

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Refinance, cash-out, or purchase

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Build long-term passive income

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Cash-Flow Loans

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30 projects

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Start Your DSCR Pre-Approval

Portfolio

Multifamily Commercial

Serious investors ready to scale into larger assets.

Multifamily / Commercial

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Tailored underwriting to match your business model and long-term strategy.

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Bridge-to-perm options

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Mixed-use & commercial OK

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Strong local underwriting advantage

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5-100+ Unit Loans

Blog

Helpful articles

Explore some of our customers’ top financing challenges and learn how Miami Financial has helped find loan solutions that help you to leave these problems in the past.

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